.chf-medical-professional-qualifier {
        --primary: #2e3192;
        --secondary: #008fd5;
        --green: #4b9a3e;
        --green-light: #8dc63f;
        --bg-color: #ffffff;
        --text-dark: #111111;
        --white: #ffffff;
        --gray-light: #f5f7fb;
        --border-color: #e2e8f0;
    }

    html { scroll-behavior: smooth; }

    .funnel-container {
        font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
        color: var(--text-dark) !important;
        background-color: var(--white) !important;
        width: 100%;
        max-width: 700px;
        padding: 35px 40px 40px;
        margin: 0 auto;
        border-radius: 14px;
        box-shadow: 0 10px 30px rgba(46,49,146,0.08);
        text-align: center;
        border: 1px solid var(--border-color);
    }

    .logo-header { margin-bottom: 20px; }
    .logo-header img { max-width: 300px; width: 100%; height: auto; }

    .funnel-container .step { display: none; animation: fadeIn 0.5s ease-out; }
    .funnel-container .step.active { display: block; }

    @keyframes fadeIn {
        from { opacity: 0; transform: translateY(15px); }
        to { opacity: 1; transform: translateY(0); }
    }

    .funnel-container h2 {
        font-size: 1.5rem;
        margin-bottom: 18px;
        color: var(--primary) !important;
        line-height: 1.4;
        font-weight: 800;
    }

    .funnel-container h3 {
        font-size: 1.15rem;
        color: var(--primary) !important;
        border-bottom: 2px solid var(--border-color);
        padding-bottom: 8px;
        margin-top: 28px;
        text-align: left;
    }

    p.instruction-text {
        font-size: 0.97rem;
        color: #333 !important;
        margin-bottom: 20px;
        line-height: 1.55;
    }

    .btn-option {
        display: block;
        width: 100%;
        background-color: var(--white) !important;
        color: var(--primary) !important;
        border: 2px solid var(--secondary) !important;
        padding: 15px;
        margin-bottom: 12px;
        border-radius: 8px;
        font-size: 1rem;
        font-weight: 700;
        cursor: pointer;
        transition: all 0.2s ease;
    }
    .btn-option small { display: block; font-weight: 400; font-size: 0.78rem; margin-top: 4px; color: #555; }
    .btn-option:hover { background-color: var(--green) !important; border-color: var(--green) !important; color: var(--white) !important; }
    .btn-option:hover small { color: #eafbe6; }

    .btn-secondary-option {
        background-color: var(--white) !important;
        color: var(--primary) !important;
        border: 2px solid var(--primary) !important;
    }
    .btn-secondary-option:hover { background-color: var(--green) !important; border-color: var(--green) !important; color: var(--white) !important; }

    .input-group { margin-bottom: 15px; text-align: left; }
    .input-group label { display: block; font-size: 0.9rem; font-weight: 700; margin-bottom: 5px; color: var(--text-dark) !important; }

    .input-field {
        width: 100%;
        padding: 12px;
        border: 1px solid #cbd5e1 !important;
        border-radius: 8px;
        font-size: 1rem;
        box-sizing: border-box;
        background-color: var(--white) !important;
        color: var(--text-dark) !important;
        font-family: inherit;
        transition: border-color 0.2s;
    }
    select.input-field { appearance: auto; background-color: #fff !important; }

    .subtext { font-size: 0.8rem; color: #555 !important; margin-top: 5px; display: block; }

    .btn-primary {
        background-color: var(--primary) !important;
        color: var(--white) !important;
        border: none;
        padding: 15px 30px;
        border-radius: 8px;
        font-size: 1.1rem;
        font-weight: bold;
        cursor: pointer;
        width: 100%;
        margin-top: 15px;
        transition: background 0.2s;
    }
    .btn-primary:hover { background-color: var(--green) !important; }

    .btn-calculate { background: linear-gradient(90deg, var(--green) 0%, var(--green-light) 100%) !important; color: var(--white) !important; }
    .btn-calculate:hover { filter: brightness(0.95); }

    .btn-edit { background-color: var(--white) !important; color: var(--primary) !important; border: 2px solid var(--primary) !important; }
    .btn-edit:hover { background-color: var(--green) !important; border-color: var(--green) !important; color: var(--white) !important; }

    .back-btn { background: none; border: none; color: #666 !important; cursor: pointer; font-size: 0.9rem; margin-top: 22px; text-decoration: underline; }
    .back-btn:hover { color: var(--text-dark) !important; }

    .success-icon { font-size: 4rem; color: var(--green) !important; margin-bottom: 15px; }

    .liability-card { background-color: var(--white) !important; border: 2px solid var(--secondary) !important; border-radius: 8px; margin-bottom: 15px; text-align: left; position: relative; overflow: hidden; transition: all 0.2s ease; }
    .liability-card.collapsed { border: 1px solid var(--border-color) !important; background-color: var(--gray-light) !important; }
    .liability-summary { display: flex; padding: 15px 55px 15px 20px; cursor: pointer; align-items: center; justify-content: space-between; gap: 15px; border-bottom: 1px solid transparent; background: transparent; }
    .liability-card:not(.collapsed) .liability-summary { border-bottom-color: var(--border-color); background-color: #f8fafc; }
    .liability-card.collapsed .liability-details { display: none; }
    .liability-details { padding: 20px 55px 20px 20px; background: var(--white); display: block; }
    .summary-info-group { display: flex; flex-direction: column; gap: 2px; flex: 1; }
    .summary-owner { font-size: 0.75rem; font-weight: 700; color: var(--secondary); text-transform: uppercase; letter-spacing: 0.5px; }
    .summary-title { font-size: 1.05rem; font-weight: bold; color: var(--primary); }
    .summary-subtext { font-size: 0.85rem; color: #666; }
    .summary-payment { font-size: 1.1rem; font-weight: bold; color: var(--text-dark); white-space: nowrap; }
    .chevron { transition: transform 0.3s ease; color: #666; }
    .liability-card:not(.collapsed) .chevron { transform: rotate(180deg); color: var(--primary); }

    .remove-liability { position: absolute; top: 15px; right: 15px; background: var(--white) !important; color: #94a3b8 !important; border: 1px solid #fecaca !important; border-radius: 6px; padding: 8px; cursor: pointer; z-index: 10; display: flex; align-items: center; justify-content: center; transition: all 0.2s ease; box-shadow: 0 1px 2px rgba(0,0,0,0.05); }
    .remove-liability:hover { color: #ef4444 !important; background: #fef2f2 !important; border-color: #ef4444 !important; }
    .remove-liability svg { width: 18px; height: 18px; stroke: currentColor; stroke-width: 2; fill: none; }

    .two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }

    @media (max-width: 520px) {
        .funnel-container { padding: 25px 18px; }
        .two-col { grid-template-columns: 1fr; }
        .funnel-container h2 { font-size: 1.3rem; }
    }

    .shake { animation: shakeError 0.4s ease-in-out; }
    @keyframes shakeError { 0%, 100% { transform: translateX(0); } 25%, 75% { transform: translateX(-5px); } 50% { transform: translateX(5px); } }

    .needs-attention { border: 2px solid #ef4444 !important; background-color: #fef2f2 !important; }

    .accordion-header { background-color: var(--white) !important; color: var(--primary) !important; cursor: pointer; padding: 15px 20px; width: 100%; border: 2px solid var(--secondary) !important; border-radius: 8px; text-align: left; outline: none; font-size: 1.05rem; font-weight: bold; transition: 0.2s; margin-bottom: 8px; display: flex; justify-content: space-between; align-items: center; }
    .accordion-header:after { content: '\002B'; font-size: 1.5rem; line-height: 1; }
    .accordion-header.active { background-color: var(--gray-light) !important; border-bottom-left-radius: 0; border-bottom-right-radius: 0; margin-bottom: 0; }
    .accordion-header.active:after { content: "\2212"; }
    .accordion-content { padding: 0 20px; background-color: var(--white); display: none; overflow: hidden; border: 2px solid var(--secondary); border-top: none; border-bottom-left-radius: 8px; border-bottom-right-radius: 8px; margin-bottom: 15px; text-align: left; }
    .accordion-content.show { display: block; padding: 20px; }

    .pulse-badge { display: inline-block; font-size: 0.65rem; padding: 2px 8px; border: 1px solid var(--secondary); color: var(--secondary); background-color: var(--white); border-radius: 999px; margin-left: 10px; font-weight: bold; text-transform: uppercase; letter-spacing: 0.5px; opacity: 0; }
    .fade-out-badge { animation: pulse-and-fade 6.5s forwards ease-out; }
    @keyframes pulse-and-fade {
        0% { opacity: 0; transform: scale(0.95); }
        5%, 50% { opacity: 1; transform: scale(1); box-shadow: 0 0 0 0 rgba(0,143,213,0.4); }
        15%, 35% { box-shadow: 0 0 0 4px rgba(0,143,213,0); }
        100% { opacity: 0; transform: scale(1); visibility: hidden; }
    }

    .modal-overlay { position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(17,17,17,0.6); display: flex; justify-content: center; align-items: center; z-index: 1000; backdrop-filter: blur(3px); animation: fadeIn 0.2s ease-in-out; }
    .modal-content { background: var(--white); padding: 30px; border-radius: 12px; max-width: 400px; width: 90%; text-align: center; box-shadow: 0 20px 25px -5px rgba(0,0,0,0.15); }
    .modal-buttons { display: flex; gap: 15px; margin-top: 25px; }
    .btn-modal-no { flex: 1; padding: 12px; background: #fef2f2; color: #ef4444; border: 2px solid #ef4444; border-radius: 8px; font-weight: bold; cursor: pointer; font-size: 1rem; transition: all 0.2s; }
    .btn-modal-no:hover { background: #ef4444; color: white; }
    .btn-modal-yes { flex: 1; padding: 12px; background: #f0fdf4; color: #22c55e; border: 2px solid #22c55e; border-radius: 8px; font-weight: bold; cursor: pointer; font-size: 1rem; transition: all 0.2s; }
    .btn-modal-yes:hover { background: #22c55e; color: white; }

    .badge {
        display: inline-block;
        color: #fff;
        font-size: 0.7rem;
        padding: 4px 12px;
        border-radius: 999px;
        font-weight: bold;
        text-transform: uppercase;
        letter-spacing: 0.5px;
        margin-bottom: 12px;
    }
    .badge-medical { background: linear-gradient(90deg, var(--primary), var(--secondary)); }
    .badge-va { background-color: #1e3a8a; }
    .badge-bank { background-color: #0072bb; }
    .badge-fha { background-color: #0f766e; }
    .badge-conv { background-color: #334155; }

    .benefit-panel {
        text-align: left;
        background-color: var(--gray-light) !important;
        border: 1px solid var(--border-color) !important;
        border-left: 4px solid var(--secondary) !important;
        border-radius: 8px;
        padding: 18px 20px;
        margin-bottom: 22px;
    }
    .benefit-panel ul { margin: 8px 0 0; padding-left: 20px; }
    .benefit-panel li { margin-bottom: 7px; font-size: 0.92rem; line-height: 1.4; }
    .benefit-panel li strong { color: var(--primary); }

    .other-profession-box { display:none; text-align:left; margin-top: 5px; padding: 15px; border: 1px dashed #cbd5e1; border-radius: 8px; background: var(--gray-light); }
    .verify-note {
        display: none;
        text-align: left;
        font-size: 0.85rem;
        color: #4b5563 !important;
        background-color: #fffbeb !important;
        border: 1px solid #fde68a !important;
        border-left: 4px solid #f59e0b !important;
        border-radius: 6px;
        padding: 12px 14px;
        margin-top: 12px;
        line-height: 1.5;
    }

    .results-box { background-color: #eff6ff !important; border: 2px solid #bfdbfe !important; padding: 15px 20px; border-radius: 8px; margin-top: 15px; text-align: left; color: var(--text-dark) !important; }
    .results-box h4 { margin: 0 0 10px 0; color: var(--primary) !important; font-size: 1.3rem; text-align: center; border-bottom: 1px solid #bfdbfe; padding-bottom: 10px; }
    .results-row { display: flex; justify-content: space-between; margin-bottom: 8px; font-size: 1.02rem; color: var(--text-dark); }
    .results-row strong { color: #000; }
    .ratio-row { display: flex; justify-content: space-between; margin-top: 10px; padding-top: 10px; border-top: 2px dotted #93c5fd; font-weight: bold; font-size: 1.1rem; color: var(--secondary) !important; }
    .ratio-row.warn { color: #b45309 !important; }
    .ratio-row.good { color: var(--green) !important; }

    .general-disclaimer { display: none; margin-top: 12px; margin-bottom: 5px; font-size: 0.75rem; color: #555 !important; text-align: justify; line-height: 1.4; }

    .info-callout { display: none; margin-top: 15px; padding: 15px; background-color: #eff6ff !important; border: 1px solid #bfdbfe !important; border-left: 4px solid var(--secondary) !important; border-radius: 6px; text-align: left; color: var(--text-dark) !important; font-size: 0.85rem; line-height: 1.5; }
    .info-callout h5 { margin: 0 0 8px 0; color: var(--primary) !important; font-size: 0.95rem; }

    .warn-callout { display: none; margin-top: 15px; font-size: 0.85rem; color: #4b5563 !important; text-align: left; background-color: #fffbeb !important; padding: 15px; border-radius: 6px; border: 1px solid #fde68a !important; border-left: 4px solid #f59e0b !important; line-height: 1.5; }
    .warn-callout h5 { margin: 0 0 8px 0; font-size: 0.95rem; color: #b45309 !important; }

    .credit-callout { display: none; margin-top: 15px; font-size: 0.85rem; color: #7f1d1d !important; text-align: left; background-color: #fef2f2 !important; padding: 15px; border-radius: 6px; border: 1px solid #fca5a5 !important; border-left: 4px solid #ef4444 !important; line-height: 1.5; }
    .credit-callout h5 { margin: 0 0 8px 0; font-size: 0.95rem; color: #b91c1c !important; }

    .snapshot-panel { text-align:left; background: var(--gray-light) !important; border: 1px solid var(--border-color) !important; border-radius: 8px; padding: 15px 18px; margin-bottom: 20px; }
    .snapshot-panel h5 { margin: 0 0 8px 0; color: var(--primary) !important; font-size: 0.95rem; }
    .snapshot-panel ul { margin: 0; padding-left: 18px; }
    .snapshot-panel li { font-size: 0.85rem; margin-bottom: 4px; }

    .footer-note { margin-top: 28px; font-size: 0.72rem; color: #888; line-height: 1.4; }